Boosting a home's security by using a secured loan to cover the costs of new materials and equipment could be a wise move for Britons to make.

Indeed, home security is as important as ever, according to a spokesperson for the Association of British Insurers (ABI).

Buying a good quality intruder alarm and UPVC windows and doors are just some of the steps that he suggests homeowners take, although a secured loan could pay for such improvements.

"The pre-requisite that insurers always look for are good quality door locks, reaching British standard 3621 as a bare minimum," he advises.

And thieves may currently be targeting properties in the hope of finding expensive gifts received for Christmas, the ABI spokesperson adds.

Furthermore, individuals may also want to consider getting double glazing fitted, after the Daily Mail suggested that this could save households £140 a year off their energy bills.

But for consumers cash-strapped because of the festivities, secured loans could prove to be an easy cash injection for their bank accounts to receive.

Posted 31/01/2010 15:11:47